Fulfilling our physicians customized needs is paramount to our success. Therefore it is essential that we maintain a strategic business model to keep your premiums down. We are able to do this by developing an exchange model that allows us to pass savings on to our clients without eliminating the degree of service and insurance expertise our policyholders have come to expect. 

As a domiciled reciprocal insurance exchange, Positive Physicians mission has always been to provide a stable, long-term physician-driven resource to control medical malpractice policy costs. Our only objective is to give policyholders the peace of mind to grow and develop their practices without rising insurance rates and burdensome claims management threatening business survival.